Buy to let
Buy to Let Mortgage
Whether you’re a first-time landlord, adding to your portfolio, or thinking about renting out your current home, you’ll need to obtain a buy-to-let (BTL) mortgage.
BTL’s are a tricky beast, but as seasoned experts we can confidently guide you through the process.
Generally buy-to-let mortgages are assessed on how much rent your property can generate compared to the cost of the mortgage itself. Most lenders will require you to have a minimum salary and typically you will be required to cover at least 20 to 25% of the deposit.
Interest rates, arrangement fees and conveyancing fees can also be higher, so let us navigate this minefield for you to find you the best product to suit your needs and your buy to let portfolio if you have one?
As an independent broker we have access to a wide range of buy to let lenders and products on the mortgage market, with an extensive knowledge of which lender is right for your circumstances.
Take a look at our handy mortgage calculator which will give you a guide on monthly mortgage repayments and stamp duty.
The Financial Conduct Authority does not regulate most buy to let mortgages.