It’s one of those horrible facts of life that things can happen that affect the safety and security of both you and those closest to you which is why it is prudent to consider protection insurance.
Think of your world as a pyramid, with you at the top and all the individual elements of your world, for example, house, car, phone below. Currently you will have insurance on your home and car and probably your phone so that if something happened to one of them you would be covered.
But what about you?
If something happened to you which affected your earnings you might not be able to afford your house, car, your phone, your and your family’s hobbies & pastimes or even day to day expenditure.
Making sure your finances are looked after and you are able to cope financially if something were to happen to you that impacted your earnings will give you and your family peace of mind and reassurance for the future.
Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to postponing the crucial decision on protection.
As one would imagine, there are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think. As Mortgage and Protection Advisers we can help you find the one that best meets your requirements.
Please contact us for further information or for us to provide you with a quotation.